saving sav‧ing [ˈseɪvɪŋ] noun
1. [uncountable] FINANCE the act of keeping money to use later rather than spending it:

• We want to encourage saving and investment.

2. [countable usually singular] FINANCE an amount of something that you have not used or spent, especially compared with a larger amount that you could have used or spent:

• This amount represents a considerable saving over last year's expenditure.

saving of

• Recent pension-plan changes will make a saving of $400 million next year.

3. savings [plural] FINANCE money that is kept in a bank to be used later or invested, rather than spent:

• Investors lost their life savings (= all the money they had saved during their life ) when the bank collapsed.

4. [uncountable] ECONOMICS when total income in the economy is more than the total amount spent on goods — compare dis-saving, spending
ˌforced ˈsaving
[uncountable] ECONOMICS when people spend less than they earn because there are not enough goods available to buy or because goods are too expensive
ˌpersonal ˈsaving
[uncountable] ECONOMICS when a person rather than a company or organization saves money to spend or invest later:

• Tax breaks may help to encourage personal saving.

* * *

saving UK US /ˈseɪvɪŋ/ noun
[C] an amount of something that you do not use or spend: »

Their intention is to keep costs down and this saving can be passed on to customers.

a saving/savings on sth »

The company claims to be able to deliver savings on cars of as much as 50%.

make a saving/make savings »

Young drivers can make considerable savings on their car insurance by taking a few simple steps.

savings — Cf. savings
[U] BANKING, FINANCE the activity of keeping money so that you can use it in the future: »

We try to teach children the importance of regular saving.


The current voluntary system is unlikely to deliver a solution to the problem of inadequate pension saving.

[U] ECONOMICS a situation in which total income is greater than money spent: domestic/household saving »

The resulting decline in economic growth should of course be blamed on the low rate of domestic saving and not on the falling dollar.


National saving would be unaffected by the reform.

Compare DISSAVING(Cf. ↑dissaving)
See also COST SAVING(Cf. ↑cost saving), FORCED SAVING(Cf. ↑forced saving), PERSONAL SAVING(Cf. ↑personal saving)

Financial and business terms. 2012.

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Look at other dictionaries:

  • Saving — Sav ing, a. 1. Preserving; rescuing. [1913 Webster] He is the saving strength of his anointed. Ps. xxviii. 8. [1913 Webster] 2. Avoiding unnecessary expense or waste; frugal; not lavish or wasteful; economical; as, a saving cook. [1913 Webster] 3 …   The Collaborative International Dictionary of English

  • -saving — suffix ► used to describe something that allows you to use less of a particular thing: »The card comes complete with two money saving offers. »energy saving features/materials/technologies »a time saving device → See also FACE SAVING(Cf. ↑face… …   Financial and business terms

  • Saving — Sav ing (s[=a]v [i^]ng), prep. or conj.; but properly a participle. With the exception of; except; excepting; also, without disrespect to. Saving your reverence. Shak. Saving your presence. Burns. [1913 Webster] None of us put off our clothes,… …   The Collaborative International Dictionary of English

  • saving — saving1 [sā′viŋ] adj. that saves; specif., a) rescuing; preserving b) economizing or economical c) containing an exception; making a reservation [a saving clause] d) compensating; redeeming [a saving grace] n …   English World dictionary

  • -saving — [ seıvıŋ ] suffix used with some nouns to make adjectives meaning spending less, or using less of something: money saving advice energy saving methods …   Usage of the words and phrases in modern English

  • -saving — UK [seɪvɪŋ] US suffix used with some nouns to make adjectives meaning spending less, or using less of something money saving advice energy saving methods Thesaurus: suffixeshyponym …   Useful english dictionary

  • Saving — Sav ing, n. 1. Something kept from being expended or lost; that which is saved or laid up; as, the savings of years of economy. [1913 Webster] 2. Exception; reservation. [1913 Webster] Contend not with those that are too strong for us, but still… …   The Collaborative International Dictionary of English

  • saving — ► NOUN 1) an economy of or reduction in money, time, etc. 2) (savings) money saved. ► ADJECTIVE (in combination ) ▪ preventing waste of a particular resource: energy saving . ► PREPOSITION 1) except. 2) …   English terms dictionary

  • saving — index conservation, economical, economy (frugality), hoard, penurious, preservation, provident (frugal …   Law dictionary

  • Saving — Depositing change in a piggy bank is a frequently used savings strategy. Saving is income not spent, or deferred consumption. Methods of saving include putting money aside in a bank or pension plan.[1] Saving also includes reducing expenditures,… …   Wikipedia

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